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Owning a pet can be the most rewarding part of your life. Whether you have a dog or a cat, that pet will be with you during the good times and during the bad times. The pet is your best friend and companion.
When you invest in the pet, the pet is also investing its life in you. They want to be taken care of, live a warm and safe home, and be fed food and water daily. In turn, the pet will be loyal to you. The pet will cheer you up when you are blue. The pet will snuggle with you when you are lonely. The pet will protect you to the best of its abilities if an outside threat presents itself to you.
Caring for a pet does not just include feeding the pet and bringing it on walks. There is so much more to consider. Your pet’s health is important to the quality of life you will provide this pet.
Your Pet’s Health Is Important
All pet owners care for their dogs or cats. When they first acquire their pet, they may not understand all of the costs that go along with owning a pet. It is an investment and you want to ensure you have the means to take care of your furry friend in the good times, and in the bad times. Here are some things to think about when analyzing the overall costs that can be incurred when owning a pet—
During the span of the pet’s life, there will be various costs that will arise. These costs include food, treats, rounds of shots, spaying or neutering the pet, nail trims, grooming, anal gland expressions, teeth cleaning and dental care, and so forth. If you are a person that goes out of town often, you may need to put your pet in an overnight boarding facility. If you work long days, you may opt to send your dog to doggy daycare or hire a dog walker for some mid-day exercise.
These costs sure add up fast. This list does not even include costs that may come up during a health emergency, illness, or life-threatening emergency. On average, an emergency pet bill may range from $800-$1,500. That is just one visit. Add in follow-up appointments, procedures, and after-care. As a pet owner, you may be down several thousand dollars.
Why You Should Consider Pet Insurance
Now, what if your pet has an emergency? Do you understand what type of costs could come up? If you are put in the situation to order a procedure for your pet, can you afford it or will you have to decline due to costs?
When faced with this scary situation, pet owners obviously want the best for their dogs or cats, but sometimes the cost of the procedure or service may sway their decision to decline the health procedure for their pet. You would not ever want to decline a life-saving procedure for a loved one or for a child, so why sacrifice your pet?
Instead of putting yourself in this tough situation, be proactive and consider pet insurance. Many people have not researched how much is pet insurance for their pet. It is not as unaffordable as you think.
With pet insurance, there will be a premium paid monthly. Depending on the animal, breed, and age of the pet, you can find pet insurance with premiums starting at $30 a month and up.
When a situation arises and your pet needs medical care, there will be a deductible due at the time of this service. This deductible amount will be substantially lower than the cost of the vet bill without insurance coverage.
In addition to this coverage, you may elect to add on additional services at a monthly cost. Some of the services that can be added are preventative care packages. This will include routine vet visits, checkups, vaccines, and lab work.
Enjoy A Lasting Life With Your Pet In Their Forever Home
Taking care of your pet’s health is extremely important if you want to live a long and happy life together. By being proactive and having a strategy, you can mitigate exorbitant veterinary bills and accumulating debt, should your pet have any illnesses or major medical issues. Being able to say yes to the vet’s suggested procedures without having to make the decision based on affordability will help you focus on your pet and not feel bad you had to decline services.
